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By Nicole Anderson : A how to tutorial about unclaimed money, unclaimed tax, unclaimed property, Finance with step by step guide from Nicole Anderson.

One of the easiest ways to earn free money today is by claiming back your own lost money. Unclaimed assets have become more of a burden on the state agencies who are managing these funds. Unclaimed money now is often termed as free money because of it being of no use for the state. Unclaimed money cannot be utilized by the state governments without the permission of the real owner. Most of this accumulated lost money has stopped earning interest, which is why it is of no use for the government agencies.

It is because of the increasing problem of unclaimed assets in different regions the state treasuries, in coordination with federal agencies, have implemented several measures to educate the public and create awareness in regards to the importance of unclaimed assets in personal finances. It is because of the state initiatives unclaimed money searches have been made much simpler, especially with the introduction of internet.

The current estimate of total unclaimed money with the state and federal government totals $40 billion, approximately. One of the primary contributors to this growing pile of unclaimed money or property is the insurance deposits that have been lying idle for years. Other relevant forms of money or assets that help increase the unclaimed money pile include sources like unclaimed gift certificates, safe deposits, savings accounts, travelers checks, insurance proceeds and mutual accounts.

For those who are still unaware about the free money searches, and are worried about their lost property remaining lost forever can be relieved to know that as per the unclaimed property act, the idle accounts and assets lying unused for a specified period of time have to be handed over to the state for safe keeping. It is the responsibility of the state to locate the real owners and reunite them with their properties.

The first step towards a successful money search is to note all the possible states that you have resided in. Every state is now maintaining an individual database that is dedicated towards all the unclaimed assets that is located in that state. For those who have stayed in more than one state may find it difficult to search individual databases, which is why such claimant should opt for all-in-one databases as they help in saving a lot one time.

The official website of NAUPA, or National Association of Unclaimed Property Administrator, is also a good option for getting information related to lost property in different states. A claimant has to enter certain personal information like name and social security number to get filtered results. This official website of NAUPA is also a good source of information for the claimant to get all necessary contact details and the application form that can be downloaded from the site itself.

The claimant should note that after the application formality is complete he or she should have all the necessary documents that can prove his identity to the state agencies. After these steps have been performed, one is on their way to financial stability with the lost money they have located and claimed.

Original article published on PubArticles.com

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